Buying a Home
Find the Right Home in Walnut Creek, Concord, or Pleasant Hill with Peter Maclennan
Buying a home in California can be a difficult process, but having the services of a professional to walk you through the process can help alleviate some of the stress. We can help you find the right house that fits your needs. Whether you are upgrading or downsizing or just want to move across town we can help you find your way home.
Helping you find the home that meets your needs is our goal. We can search for houses that meet your needs while you get pre-qualified for your mortgage. Then, together we can look at houses that match your criteria and help you make an offer on the perfect home.
Relocating
If you are relocating to the area from out of time we have the capabilities of working online. We can communicate by fax, email, internet, and phone saving you money on expensive plane tickets looking for the right home. We will utilize technology to ensure that when you arrive your home is in order
First Time Home Buyers
We understand that buying a home is for most people the biggest financial decision of their lives and the stress that accompanies that decision. This time can be especially trying for first time home buyers. We know that you will have doubts, questions, and fears. That is alright and to be expected. We will be with you to answer your questions, calm your fears, and overcome your doubts. We want to instruct you and make sure that you understand the entire process.
Pre-Qualify for a Loan
Unless you have enough to cash to buy a home outright, you will need a loan. The process of pre-qualification allows the lender or bank to determine how much you are able to borrow, without them taking on too much risk. They want you to be able to pay them back, so they set limits on how much you can borrow. Pre-qualifying simply determines those limits.
This determines how much of a home you can buy. We don't want to look for a million dollor home, if we can't get a loan that big. It is a waste of your time and a waste of the sellers time.
Being pre-qualified for a loan also shows the seller that you are serious and that you have the capability of getting a loan for their house. This makes your offer more credible. This can be a powerful bargaining chip in negotiations.